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Loan Process  

Welcome to Specialist Home Loans

  • 10 years experience in Mortgage Lending
  • Choice of your own Lender as 1st option
  • Home and Investment Loans  
  • Constrution Loans
  • Refinancing 
  • 95% Home Loans (conditions apply)
  • Commercial Loans
  • Low-Doc Loans for Commercial 
  • Leasing and Hire Purchase  
  • Free advice & guidance through the maze of options

     

  • Our Survey


     

    Loan Process

     

    STEP 1
    Arrange appointment for free consultation by calling (02) 9707 8988

    STEP 2
    During the consultation we recommend a loan structure to best suit your circumstances.

    STEP 3
    We complete the Loan Application Forms & submit to the chosen Lender and get Loan Approval in principle.

    STEP 4
    Unconditional Loan Approval is granted when the Lender is satisfaied with the valuation on your relevant property, and any other conditions stated in the Loan Approval in principle.

    STEP 5
    You are advised that you and your solicitors can proceed to Exchange of Contracts.

    STEP 6
    Lender will send you a "Letter of Offer" or "Loan Contract", stating the Terms and Conditions of the Loan. You must read through this document, sign, and return it to Lender. You are recommended to get legal advice if you don't understand the contract.

    STEP 7
    Your solicitor and the Lender will work towards settlement on the property. If there are any outstanding questions or information, we remain available to assist you.

     


    Latest Announcement!
  • Current Special :

  • 2 year fixed Rate: 4.69%     (Comparison Rate: 5.13%) *   
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  • * The comparison rates are based on a loan amount of $150,000 over a loan term of 25 years. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.  

     


  •  Save with confidence

    Save interest on your mortgage while you keep your money handy with  our advice.


     

     


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    Phone: 61 + 02 9707 8988
    Fax: 61 + 02 9707 4311
    26 Greenfield Pde,
    Bankstown NSW 2200
    Email: info@specialisthomeloans.com.au
    Website: www.specialisthomeloans.com.au
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